Will Insurance Cover My Roof? Damage, Deductibles, and Savings
Time to read: 7 minutes
What Types of Roof Damage Are Covered by Homeowners Insurance?
Will Insurance Cover the Full Cost of Roof Repairs?
Will I Have to Pay a Deductible for Roof Damage?
Will the Repairs Affect How Much I Pay for Insurance?
1. Saving You Time and Money
And remember that difficult unclogging process I mentioned earlier? Well, it takes up quite a bit of time and effort. If you own a mid-sized home, you’ll likely spend 1-1.5 hours sitting atop a ladder or roof under the hot sun cleaning out loads of rotted debris from your gutter (that is, if you’re not deconstructing the downspout to reach a clog in an unfortunate location). Trust me, it’s not fun.
Of course, there are a variety of quality gutter cleaning services out there that will solve this problem for you. They’ll just cost you between $150 and $300. While that doesn’t sound like too much for a single cleaning, when you’re getting your gutters unclogged every three to six months (as you likely should), the money you spend builds up rapidly, draining funds from your savings account for a cleaning that was unnecessary to begin with.
By keeping your gutters unclogged, gutter guards vastly reduce the amount of time and money you devote to cleaning your gutters, giving both you and your wallet the freedom to pursue more important things without regularly having to shell over money for constant – and pricey — cleanings.